It's an insurance investment product - Unit Linked - that offers an innovative on/off guarantee and return opportunities at the same time.
4 Funds, 4 levels of guarantee:
4 award winning multi asset strategies are wrapped in 4 funds specially designed to be hedged - optimised and with target volatility control - to each fund, including one ESG, corresponds a level of guarantee, from 93% to 85%.
An innovative annual guarantee system designed to live the investment with serenity, thanks to an innovative hedging mechanism, which markes the guarantee "active" and indipendent from the underlying investment. The guarantee can be activated or deactivated during the life of the policy and it is applied to the policy value ay anniversary.
Assets & guarantee are independent:
Allianz Active4Life is built on the "GMAB" (Guaranteed Minimum Accumulation Benefit) model. At the end of each policy anniversary the guarantee works in a way that the policy value cannot be lower than 93%-92%-90%-85% of the previous anniversary value. Thanks to the hedging mechanism on the underlying fund, completely independent from the investment in the fund itself, the premium is always invested in the underlying asset and there is no mix between the guarantee and the asset management choice.
To whom is Allianz Active4Life for?
•Saving clients who are avers at risk and prefer to seek for safety, while not giving up the possibility of returns.
•Investors who want to take opportunities in the equity markets, but prefer not to be exposed to them due to high volatility and uncertainty in the market.
•Those clients who are always looking for the right time to enter the market.
• Investor who want to diversify their portfolio by increase the low risk component.
About Allianz Global Life
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Simply send us an email to firstname.lastname@example.org
Registered Office Maple House, Temple Road Blackrock Dublin, Ireland – Company owned by Allianz SE. Allianz Global Life Designated Activity Company is regulated in Ireland by the Central Bank of Ireland.
Registered in Ireland, Company Reg. No.: 458565.